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::: Credit Card Debt Articles :::

Cash Advance Credit Cards

by Beth Pardue

Cash advance credit cards have been developed to help individuals who find themselves in need of quick loans from time to time, but don't want to pay the exorbitant interest rates and fees that credit cards charge for cash withdrawals. In simple terms, cash advance credit cards, are like pre-approved payday loans that are accessible by withdrawing from an ATM or payday loan location.

If you have ever used a payday loan establishment, you know the how easy it is to obtain a fast, two-week loan, even if your credit is less than perfect. If you've got a steady job, an established checking account and verifiable contact information, you are usually in. A cash advance credit card combines this ease with the safety and convenience of a credit card.

Visit www.easy-approval-credit-cards.com">http://www.easy-approval-credit-cards.com">www.easy-approval-credit-cards.com to learn more about cash advance credit cards.

Here is how it works. You go through the usual process of obtaining a payday loan and are approved. But instead of receiving your loan immediately, you are issued a card that lets you withdraw cash up to your approved amount. You can use this any time, and your countdown to your loan repayment date does not start until you actually take the cash out.

This offers a couple of advantages to the consumer. In the first place, you have the peace of mind of knowing you've got a cash loan ready for you when you need it, without actually having the cash in your hand. Secondly, because this is a single, short term loan the rates are lower than a typical credit card cash advance, which usually have high fees and special terms. Make your life easier with a cash advance credit card today!

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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published "as is" (unedited) and all URL's are made active hyperlinks with no syntax changes.
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About the Author

About The Author
This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit cards or to apply for a credit card online please visit: Visit ">http://www.easy-approval-credit-cards.com">http://www.easy-approval-credit-cards.com today!



::: Credit Card Debt News :::
Troubles Are Deepening At Target's Credit-Card Unit - CNNMoney.com
20 Nov 2008 at 2:37pm

Troubles Are Deepening At Target's Credit-Card Unit
CNNMoney.com - 5 hours ago
Target on Monday said third-quarter net income dropped 24% on reduced profit from the credit-card division. Bad-de...


'Consumer Reports' push takes on credit card debt - PRWeek
19 Nov 2008 at 10:21am

'Consumer Reports' push takes on credit card debt
PRWeek, NY - Nov 19, 2008
YONKERS, NY: This Monday, Consumer Reports planned to begin a public-education campaign to inform shoppers a...


Dollars & Sense: Credit Card Debt - WESH.com
19 Nov 2008 at 6:17pm

Courier Mail

Dollars & Sense: Credit Card Debt
WESH.com, FL - Nov 19, 2008
There are ways to pay off your credit cards -- quickly and painlessly. No matter how much you owe, it probably fee...


Working to Thaw Credit Markets: Social Lending Site LendingClub ... - MarketW...
20 Nov 2008 at 7:09am

Working to Thaw Credit Markets: Social Lending Site LendingClub ...
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Target's Credit-Card Problems Could Lead To JPMorgan Role - CNNMoney.com
18 Nov 2008 at 4:52pm

Target's Credit-Card Problems Could Lead To JPMorgan Role
CNNMoney.com - Nov 18, 2008
Target on Monday posted a 24% drop in net income on reduced profit from the credit-card division. Bad-debt...


Janet Bodnar, Deputy Editor, - Washington Post
20 Nov 2008 at 10:17am

Janet Bodnar, Deputy Editor,
Washington Post, United States - 9 hours ago
She recommends that her clients get credit cards for their teens and make them use them. "We then make sure they ...


The Gathering Credit Card Storm - Xenia Gazette
19 Nov 2008 at 11:31pm

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Credit card weakness a vicious cycle for lenders - Reuters
19 Nov 2008 at 11:53am

Reuters

Credit card weakness a vicious cycle for lenders
Reuters - Nov 19, 2008
This deterioration comes on the heels of more than half a trillion dollars of writeoffs of subprime mortgages and oth...



::: Credit Card Debt Blogs :::
The trick to discharging credit card debt : Bankruptcy Law Network
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Banks hiking credit card rates | NEWS.com.au
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19 Nov 2008 at 8:23pm
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18 Nov 2008 at 5:03pm
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A rant against the credit card debt-forgiveness plan - Smart ...
10 Nov 2008 at 7:37pm
"We already have a system to forgive credit card debt. They call it bankruptcy," she says in her post. The plan isn't "fair to those of us who are res...

American Credit Card Debt Grows a Mere 1.2%
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In September, consumers somewhat resumed their reliance on credit card debt, which increased a mere 1.2%. Although up from August's rise of only .4%, ...

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14 Nov 2008 at 4:56am
The Office of the Comptroller of the Currency rejected the request for a special program that would allow as much as 40 percent of credit card debt to...

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